How to Improve your Florida Contractor Credit Report Score

improve florida contractor credit reportOne of the most difficult requirements for people to meet in order to become a general contractor in Florida is the financial responsibility requirement and we are here to help you improve Florida contractor credit report. Most people assume that the only requirement is passing the exam, but actually the financial responsibility section of the application is one of the most difficult to complete.

Here is a list of the financial requirements needed to obtain your Florida general contractors license, provided by the Florida Department of Business and Professional Regulation:

  • There are no unsatisfied liens against the applicant or the company he or she intends to qualify
  • There are no unsatisfied judgments against the applicant or the company he or she intends to qualify
  • Applicant has a 660 FICO derived credit score or higher, or submits a licensing bond or irrevocable letter of credit
  • The licensing bond or letter of credit shall be maintained until the applicant has achieved a FICO credit score of 660 or higher

Our Florida Contractor Credit Report services can help you make sure that you have the proper documentation to improve Florida contractor credit report to prove your financial stability and move forward on your path to becoming a licensed general contractor. Notice that the last requirement on the list is a credit score of 660 or higher. Because this tends to be the most difficult requirement for people to meet, our team has compiled a list of tips on how to increase your credit report to obtain your general contractor license.

Try these tips to increase your credit score, found on

  • Know your score. You can’t fix something if you don’t know whether or not there is a problem. Our Florida Contractor Credit Report services will help you obtain a copy of your FICO credit score so we can see if you meet the requirement or if we need to make some adjustments to your score, i.e. following these next few tips on how to raise your credit score.
  • Make payments on time. One of the biggest factors in your credit score is whether or not you make your payments on time. Set up payment reminders for yourself to make sure that you are taking care of your bills before the due date.
  • Reduce your debt. If possible, stop or limit your use of credit cards. Then research which of your cards have the highest interest rate and set yourself up on a payment plan to eliminate the highest interest cards first.

 For more tips on how to improve Florida contractor credit report and what our Florida Contractor Credit Report services can do for you, call our office to schedule a consultation.


Contractors Reporting Services
13795 N Nebraska Ave
Tampa, FL 33613